Privacy Policy

1. Information we collect

We collect personal information that you voluntarily provide to us when you use Payap, including: Personal Identification Information: Name, email address, phone number, billing address. Financial Information: Bank account details, credit/debit card information, transaction history. Usage Data: Information about how you interact with our app, such as device type, IP address, browser type, and system logs.

2. How we use your information

We use the information collected for the following purposes:

• To provide services, facilitate financial transactions
• To improve our services and user experience
• To communicate with you about features, updates
• To prevent fraud and maintain data integrity

3. Sharing of information

We may share your information with:

• Third-Party Service Providers: To facilitate payments, data storage, and analytics services.
• Legal Compliance: When required by law, regulation, or legal process.
• Business Transfers: In the event of a merger, acquisition, or sale of assets.
• To prevent fraud and maintain data integrity

We do not sell, rent, or trade your personal information with third parties for marketing purposes.

4. Data security

We take the security of your data seriously. We use encryption, firewalls, and secure servers to protect your information from unauthorized access, disclosure, or alteration. However, no method of transmission over the internet or method of electronic storage is completely secure.

5. Your data rights

You have the right:

• Access: Request a copy of your personal information.
• Correct: Update or correct inaccurate information.
• Delete: Request the deletion of your personal information, subject to legal retention requirements.
• Restrict: Limit the processing of your personal information in certain cases

To exercise any of these rights, please contact us at contact@payap.com

6. Third-party links

Payap may contain links to third-party websites or services. We are not responsible for the privacy practices of these third-party sites. Please review their privacy policies separately.

7. Changes to this privacy policy

We may update this Privacy Policy from time to time to reflect changes in our practices. Any changes will be posted on this page with the "Effective Date" updated accordingly.

8. Contact us

If you have any questions about this Privacy Policy or our data practices, please contact us at: